6 Things That Will Affect Your Homeowners Insurance

Are you thinking about building a new home or buying one soon?

There are plenty of factors that play a role in the cost of your Homeowner’s insurance. Here are a few to keep in mind as you search for your new home or meet with a professional to build your dream home.

  1. Swimming pools are considered a risk in the insurance business and could possibly increase the amount you pay for insurance
  2. Everyone loves trampolines, I know. But it is a huge risk factor because people can get hurt easily on them. Some insurance companies may not even insure your home if you have one on the property.
  3. Some families have pets in their homes as well. Depending on the breed of dog you have could affect the price you pay.
  4. Exotic animals or hoofed animals can also increase your rate or cause you to be declined by some carriers.
  5. Gable roofs are the best way to go! You could run into problems getting insurance if you have a flat roof or other type of roof.
  6. Not all insurance companies offer insurance policies for log homes or unconventional construction type homes.

These are just some things to keep in mind on your hunt for a home for you and your family.


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