Catastrophic Claims arise from a large scale event such as a natural disaster (Tornado, Strong Winds, Hailstorm, Flood, etc.) that causes a spike in the amount of claims that is normally turned in. When this happens, it requires more adjusters to be assigned to an area to be able to complete the appropriate adjustments in …
Standard Claim vs. Catastrophic Claim: What is the Difference? Read More »
With us being in the dog days of summer, it’s easy to forget how the sun can damage our skin and create problems for us as we get older. Here are a few reasons why you should wear sunscreen while out and about during the day. It lowers your risk of skin cancer. Skin cancer …
Illinois Governor J.B. Pritzker signed the new law to take effect today, July 1st – and it is not just aimed at those who text behind the wheel. With the new restrictions, something as simple as changing the song on your phone at a stop sign, or using a GPS, could land you a hefty …
As the weather is starting to get warmer out, we start seeing motorcycles out again on the roadway. Here are some things to remember. Take an extra minute to look for motorcycles whether you’re changing lanes or turning at intersections. Because of its size, motorcycles may look farther away than it is. When checking traffic, …
With spring around the corner and the temps starting to get warmer (let’s hope that is sooner rather than later), here are some items to look for when you’re starting to do things around your home. Check Your Outdoor Spicket– The first time that you turn your outdoor spicket on, make sure that it didn’t …
The best way to correctly sort your home inventory is to separate your items by price. Make sure you especially add everything that is $2500 and above such as jewelry, guns, and cameras. If you have many items in that price range you may want to look into a personal article policy within your homeowner’s …
If anyone relies on you financially, you need life insurance. It’s virtually obligatory if you are a spouse or the parent of dependent children. But you may also require life insurance if you are someone’s ex-spouse, life partner, a child of dependent parents, the sibling of a dependent adult, an employee, an employer or a business …
With the market place now being in full swing of things, when you are shopping for health insurance you are going to see the main two types of a policies: HMO and PPO. What is the difference between the two? We will answer that below! A health maintenance organization (HMO) and a preferred provider organization …
What is the difference between an HMO and a PPO health plan? Read More »
It’s that time of year again! It’s time to start thinking about your health insurance during the open enrollment period. If you want to buy individual or family health insurance for 2018 now is the time to do it. Today we’re sharing the 10 basic items to think about while you navigate the open enrollment …
What You Need to Know About Open Enrollment for Health Insurance Read More »
I have heard more than I want to count, “I don’t have much, or what I do have is not worth much”. That’s what most clients think renters insurance does: protect what you have and nothing more – but it does way more than that. Here are three financial protections that a renter’s policy offers: …
Renter’s Insurance Does More Than Protect Your “Stuff” Read More »
