Kristin Probst

Standard Claim vs. Catastrophic Claim: What is the Difference?

Catastrophic Claims arise from a large scale event such as a natural disaster (Tornado, Strong Winds, Hailstorm, Flood, etc.) that causes a spike in the amount of claims that is normally turned in. When this happens, it requires more adjusters to be assigned to an area to be able to complete the appropriate adjustments in …

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Motorcycle Safety

As the weather is starting to get warmer out, we start seeing motorcycles out again on the roadway. Here are some things to remember. Take an extra minute to look for motorcycles whether you’re changing lanes or turning at intersections. Because of its size, motorcycles may look farther away than it is. When checking traffic, …

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Open Enrollment, Mattoon Illinois

What is the difference between an HMO and a PPO health plan?

With the market place now being in full swing of things, when you are shopping for health insurance you are going to see the main two types of a policies: HMO and PPO. What is the difference between the two? We will answer that below! A health maintenance organization (HMO) and a preferred provider organization …

What is the difference between an HMO and a PPO health plan? Read More »

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