When it comes to insurance, we often think about the big-ticket items like homes, cars, and valuable jewelry. However, there’s a range of everyday household items that might not be top of mind when it comes to insurance coverage. Yet, these items hold significant value and can be prone to unexpected events. In this post, […]
Beyond the Obvious: Household Items That Deserve Insurance Coverage Read More »
Renting a home offers many benefits, from flexibility to lower maintenance responsibilities. However, one aspect that should not be overlooked is the importance of securing renter’s insurance. Often underestimated or overlooked, renter’s insurance is a crucial investment that safeguards your belongings, provides liability coverage, and ensures peace of mind. In this guide, we’ll explore the
The Essential Guide to Renter’s Insurance: Protecting Your Home and Peace of Mind Read More »
Catastrophic Claims arise from a large scale event such as a natural disaster (Tornado, Strong Winds, Hailstorm, Flood, etc.) that causes a spike in the amount of claims that is normally turned in. When this happens, it requires more adjusters to be assigned to an area to be able to complete the appropriate adjustments in
Standard Claim vs. Catastrophic Claim: What is the Difference? Read More »
With us being in the dog days of summer, it’s easy to forget how the sun can damage our skin and create problems for us as we get older. Here are a few reasons why you should wear sunscreen while out and about during the day. It lowers your risk of skin cancer. Skin cancer
Sun Protection and Why it is Important Read More »
Illinois Governor J.B. Pritzker signed the new law to take effect today, July 1st – and it is not just aimed at those who text behind the wheel. With the new restrictions, something as simple as changing the song on your phone at a stop sign, or using a GPS, could land you a hefty
New Illinois Phone Law Behind the Wheel Read More »
As the weather is starting to get warmer out, we start seeing motorcycles out again on the roadway. Here are some things to remember. Take an extra minute to look for motorcycles whether you’re changing lanes or turning at intersections. Because of its size, motorcycles may look farther away than it is. When checking traffic,
With spring around the corner and the temps starting to get warmer (let’s hope that is sooner rather than later), here are some items to look for when you’re starting to do things around your home. Check Your Outdoor Spicket– The first time that you turn your outdoor spicket on, make sure that it didn’t
Spring Tips & What to do Around Your Home Read More »
The best way to correctly sort your home inventory is to separate your items by price. Make sure you especially add everything that is $2500 and above such as jewelry, guns, and cameras. If you have many items in that price range you may want to look into a personal article policy within your homeowner’s
How to Document Home Inventory Read More »
If anyone relies on you financially, you need life insurance. It’s virtually obligatory if you are a spouse or the parent of dependent children. But you may also require life insurance if you are someone’s ex-spouse, life partner, a child of dependent parents, the sibling of a dependent adult, an employee, an employer or a business
What You Should Know About Life Insurance Read More »
With the market place now being in full swing of things, when you are shopping for health insurance you are going to see the main two types of a policies: HMO and PPO. What is the difference between the two? We will answer that below! A health maintenance organization (HMO) and a preferred provider organization
What is the difference between an HMO and a PPO health plan? Read More »
